Privacy Policy

Last Updated: July 17, 2025

1. Sacred Privacy Commitment

At Otis Credit Mentor, your data is not property—it is sacred trust. We protect your information with encryption, intention, and ethical clarity.

2. What We Collect

• Your name, email, and phone
• Form responses and purchase activity
• Mentor-related documents you choose to submit

We do not collect sensitive financial details without your voluntary consent.

3. Why We Collect It

• To deliver your personalized mentor roadmap
• To improve your SmartScore and session tracking
• To confirm purchases, login credentials, and product access

4. Consent and Control

Your consent is sovereign. If you revoke it, your data is wiped immediately. No passive tracking. No cookie exploitation. No reselling.

5. Data Protection & Deletion

We use AES-256 encryption and Zero-Knowledge Proof principles across storage, email, and portal systems. Your data is yours—and we honor deletion requests without delay.

6. No Third-Party Sales

We never sell or trade your data. Only secure processors (like Stripe or email platforms under NDA) temporarily access info required for their task.

7. Legal Frameworks

• GDPR – European standards for consent and transparency
• HIPAA – Health-aligned encryption and audit trails
• CCPA – U.S. consumer opt-out and deletion rights

We follow the strictest law—even when it's not required. Why? Because your trust is more valuable than compliance.

8. Policy Updates

Any policy changes are announced by email with opt-out links and clear summaries. No shadow edits.

9. Contact

Otis Credit Mentor
📍 9 Appleberry Cove, Little Rock, AR 72206
📧 [email protected]
📞 +1 (816) 562‑7985

🛡️ Final Oath

We do not farm data. We mentor humans.
We do not assume consent. We request it humbly.
We do not monetize attention. We optimize dignity.

This is the Otis Covenant of Privacy.